Business Insurance

Lead your business into a successful future with Straight Forward Life & Annuity.

Types of Business Insurance

At Straight Forward Life & Annuity, we offer three types of business insurance. Each has its own characteristics.

Owner Insurance

Make your business work for you.

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Executive & Key People

Reward the employees that grow your business.

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Employee Benefits

Find the most  cost effective plan to provide benefits to your employees.

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Check out the unique characteristics of business insurances.

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Business Owners

  • Protect

    Provide protection for property damage and cover your assets.

  • Cover Liabilites

    Offer financial security for the the various liabilities in your business.

  • Vitality

    Ensure you can provide at all times with worker compensation options.

Executive Benefits

  • Incentivize

    Give your executives more than stock options and bonuses.

  • Retain

    Provide packages to your executives that will keep them with you.

  • Cover Costs

    In the event of losing a key employee, don't let your business drown in the costs with it.

Long Term Care

  • Offset

    Help out costs with options such as: health savings accounts, flexible spending accounts, & more!

  • Features

    Our plans include online tools and resources to help manage coverage.

  • Customize

    We tailor your plan to you. Now that's Straight Forward.

Frequently Asked Questions

What types of insurance coverages are available?

There are many different types of insurance coverages available depending on one's needs. These include life insurance, disability income insurance, long-term care insurance, health insurance, & more.

Can I combine different types of insurance policies?

Yes, most insurance companies offer bundled packages that allow customers to combine multiple policies into one package. This allows customers to save money by taking advantage of discounts and other benefits from bundling together different types of policies.

How do I know how much coverage I need?

When determining how much coverage you need, it is important to consider your current financial situation as well as any future goals you may have. Additionally, factors such as age, health, lifestyle, and occupation will also affect the amount of coverage you will require. The best way to to learn about your options is to reach out to us!

Are there any reliable insurance companies?

Straight Forward Life & Annuity works with more than 50 highly rated insurance companies in order to provide options that meet customer needs and fit within their budget. Each of these companies has a strong reputation for reliability and being able to provide quality coverage when needed. Some of the highly rated companies we work with include MetLife, Prudential, Nationwide, and Allstate.